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MEAD

    TAYLOR   A Comprehensive Mortgage Planning Practice  
        FINANCIAL GROUP  
 

About the Mead/Taylor Financial Group

In addition to the Mead/Taylor Financial Group (the mortgage planning practice), Paul and John also co-manage the Seattle Branch Mortgage Division for Golf Savings Bank (located on the 11th floor of the Metropolitan Park East Tower in Seattle) as well as instruct consumer seminars and professional clock-hour classes (for Realtors® and Financial Planners) through their L.I.F.E. (Learning Institute of Financial Empowerment) School.

Both John and Paul have CMPS (Certified Mortgage Planning Specialist) designations and RMA (Registered Mortgage Advisor) designations.  CMPS certification is for financial professionals who provide mortgage and real estate equity advice.  The CMPS Institute was formed as a joint effort by leaders in the mortgage and financial planning industries to raise professional standards among mortgage professionals and integrate sound financial planning advice into the mortgage process.  CMPS credentials means they have met rigorous, peer-developed and reviewed standards endorsed by a national professional body. 

RMA is a financial designation with the IARFC (International Association of Registered Financial Consultants).  RMA's have completed two courses, TEAM (The Equity Alliance Matrix) and AMP (Academy of Mortgage Planning), that focus on the concepts of equity management.  Inspired by the books Missed Fortune and Missed Fortune 101, RMA's must have a comprehensive knowledge of equity management strategies from both the debt and asset side.  This includes the skills and tools to create an Optimized Debt Structure (ODS) to provide the monies to invest in a safe and liquid product that will accomplish all of the clients' financial goals and needs.  RMA's must complete 60 hours of training prior to being eligible for the designation with continuing education training every year.

Both CMPS and RMA designations incorporate the five essential mortgage planning skill sets related to integrating a client's mortgage, debt and home equity strategy into their overall financial plan:

  • Financial Market and Interest Rate Analysis

  • Cash Flow & Debt Analysis

  • Real Estate Equity Management

  • Real Estate Investment Planning

  • Mortgage & Real Estate Taxation Concepts

 

 

 

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